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Tink

by Tink AB (a Visa solution)
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Smartreview AI Trust-IQ Score™

Independent AI audit · 25 parameters across 5 domains · equal weight

#Audit domainParameters assessedStatus
01

Software development lifecycle

5 parameters · awaiting evidence

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02

Product management

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03

Organization

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04

Security & privacy

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05

Implementation & support

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Tink overview

Tink AB is a leading European open banking and financial data platform that helps businesses build smarter, more connected financial services. Its technology enables secure access to financial data through open banking APIs, allowing companies to connect customers’ bank accounts, retrieve financial information, and create personalized financial experiences.

Tink provides capabilities such as account aggregation, transaction categorization, financial insights, payment initiation, and data enrichment. By connecting financial institutions and businesses through a single platform, Tink simplifies the development and integration of modern financial applications while supporting regulatory requirements and secure data sharing. Its solutions are designed for banks, fintech companies, lenders, and other financial-service providers seeking to improve customer experiences and automate financial processes.

Tink’s platform helps organizations transform raw financial data into actionable insights, enabling better decision-making, personalized services, improved financial management, and innovative digital banking experiences across Europe.

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Screenshots and product photos shared by Tink AB (a Visa solution).

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Company Information

Stockholm, Sweden
Vision

A world where Europe's bank data and payments are programmable — where any licensed business connects to any bank account, and money and its meaning move together through one API.

Mission

We build Europe's open banking platform — account data, payment initiation and financial insights across thousands of banks — as the infrastructure layer under the continent's digital finance.

Leadership team

Meet the leaders shaping our vision, product, and growth.

No leadership team has been added for this product yet.

Compliance

Our certifications and compliance frameworks that keep your data safe.

No certifications have been listed for this product yet.

Pricing

All plans include core features. Per month, billed annually.

Data APIs
Custom/quote
  • Per connected account and API volume
Payment initiation
Custom/quote
  • Per-transaction pricing by volume
Insights
Custom/quote
  • Per-check pricing
Enterprise
Custom/quote
  • Committed volumes, SLAs and bank-embedding agreements

Features

All capabilities grouped by category.

Data products

  • Account aggregation across thousands of banks
  • Transaction categorisation and enrichment
  • Income and employment verification
  • Affordability and risk insights
  • Consent and connectivity management

Payments

  • Account-to-account payment initiation
  • Pay by Bank experiences
  • Recurring and future-dated payments
  • Refunds and settlement flows
  • High-conversion bank flows

Platform

  • PSD2-grade regulatory infrastructure
  • Visa-scale reliability and reach
  • Developer console and sandbox
  • Enterprise SLAs and support
  • Bank-embedding toolkits