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Tamara

by Tamara Technology
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Smartreview AI Trust-IQ Score™

Independent AI audit · 25 parameters across 5 domains · equal weight

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Tamara overview

Tamara is a technology platform focused on simplifying digital commerce and financial experiences for consumers and businesses. Best known for its Buy Now, Pay Later (BNPL) services, Tamara enables customers to split eligible purchases into flexible payment plans while providing merchants with tools to improve conversion, customer engagement, and payment management. The platform is designed to integrate smoothly with online and offline retail experiences.

For merchants, Tamara provides payment solutions, checkout capabilities, transaction management, and analytics that can help create a more convenient purchasing journey. Its services are particularly relevant to e-commerce, retail, travel, and other sectors where flexible payment options can influence purchasing decisions. Tamara also emphasizes a streamlined checkout experience that reduces friction while supporting merchants in managing customer payments.

Tamara's software ecosystem combines digital payments, flexible financing, and merchant technology into a unified platform. By connecting consumers, merchants, and payment infrastructure, it aims to make commerce more accessible and convenient. Its platform can help businesses offer alternative payment methods while giving customers greater flexibility in managing eligible purchases.

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Company Information

Riyadh, Saudi Arabia
Vision

A world where Saudi consumers shop and pay on fair, Sharia-compliant terms — splitting payments without interest — and where the Kingdom's fintech champions are built at home.

Mission

We build honest, Sharia-compliant shopping and payment experiences for Saudi Arabia and the Gulf — split payments, longer plans and a shopping ecosystem — growing merchants while treating customers fairly.

Leadership team

Meet the leaders shaping our vision, product, and growth.

No leadership team has been added for this product yet.

Compliance

Our certifications and compliance frameworks that keep your data safe.

No certifications have been listed for this product yet.

Pricing

All plans include core features. Per month, billed annually.

Shoppers
$0/purchase
  • Zero interest
  • Sharia-compliant terms
  • No fees when paying on time
Split payments
0%interest
  • Up to 4 instalments standard
  • Longer plans by basket and market
Merchants
Custom/quote
  • Merchant fee by category and volume
  • Upfront settlement
Platform
Custom/quote
  • Campaigns and placement for merchant partners

Features

All capabilities grouped by category.

Consumer payments

  • Split payments with zero interest
  • Pay-in-full option
  • Longer plans for larger purchases
  • In-store and online acceptance
  • Sharia-compliant structure

Shopping ecosystem

  • In-app store discovery
  • Offers and campaigns
  • Order tracking
  • Saved payment management
  • Arabic-first experience

Merchant platform

  • Upfront settlement with risk transfer
  • Checkout plugins and APIs
  • In-store enablement
  • Conversion analytics
  • SAMA-licensed consumer financing