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Spendesk

by Spendesk SAS
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Smartreview AI Trust-IQ Score™

Independent AI audit · 25 parameters across 5 domains · equal weight

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01

Software development lifecycle

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02

Product management

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03

Organization

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Security & privacy

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Spendesk overview

Spendesk is a modern spend management and financial operations platform designed to help businesses control, automate, and optimize company spending. It brings corporate cards, expense management, invoice processing, approval workflows, and payment management into one centralized solution.

Finance teams can create virtual or physical company cards, set customized spending limits, and monitor transactions in real time, giving organizations greater visibility and control over expenses. Employees can easily submit receipts, manage business expenses, and make approved purchases without complicated administrative processes. Spendesk also helps automate invoice approvals and payments, reducing manual work and improving financial accuracy. With reporting and real-time insights, finance teams can track budgets, identify unnecessary spending, and maintain stronger financial oversight.

Its integrations with accounting and business tools further streamline financial workflows. Overall, Spendesk enables companies to simplify spend management, strengthen financial controls, reduce administrative workload, and provide employees with a flexible, efficient way to manage business-related spending.

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Company Information

Paris, France
Vision

A world where company spending runs on one connected process — requests, cards, invoices, budgets and books — and finance teams steer the business instead of policing it.

Mission

We build the complete spend management platform for European mid-market companies — cards, invoices, approvals and accounting automation — with our own regulated payment infrastructure underneath.

Leadership team

Meet the leaders shaping our vision, product, and growth.

No leadership team has been added for this product yet.

Compliance

Our certifications and compliance frameworks that keep your data safe.

ISO 27001
SOC 2 Type II
GDPR
CCPA / CPRA

Pricing

All plans include core features. Per month, billed annually.

Essentials
Custom/quote
  • Cards, expenses and approvals for smaller teams
Scale
Custom/quote
  • Full AP automation, budgets and controls
Premium
Custom/quote
  • Multi-entity, advanced controls and support
All plans
Custom/quote
  • Tailored by company size and modules

Features

All capabilities grouped by category.

Payments

  • Physical and virtual cards with limits
  • Single-use cards for online purchases
  • Own payment institution infrastructure
  • Top-ups and wallets
  • Mobile app with Apple/Google Pay

Spend process

  • Purchase requests and approvals
  • Invoice capture and AP automation
  • Expense claims and mileage
  • Budgets and commitments
  • Procurement (Okko) upstream

Finance and platform

  • Real-time spend dashboards
  • Accounting export automation
  • Receipt collection and VAT capture
  • Multi-entity support
  • Integrations and API