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Modulr

by Modulr Finance Ltd.
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Modulr overview

Modulr is a payments technology platform designed to simplify how businesses manage, automate, and scale money movement. It provides programmable payment infrastructure that enables companies to send, receive, and manage funds through APIs and configurable financial workflows.

Businesses can use Modulr to automate payments such as supplier payouts, payroll, refunds, subscriptions, and marketplace transactions without building complex banking infrastructure from scratch. The platform offers features including virtual accounts, account management, payment processing, reconciliation, and transaction automation.

Its API-first approach allows organizations to integrate financial services directly into their existing applications and operational systems. Modulr is particularly useful for fintech companies, marketplaces, software platforms, and businesses handling high volumes of payments. By combining automation, connectivity, and financial infrastructure, Modulr helps organizations reduce manual processes, improve payment efficiency, enhance visibility, and create more seamless financial experiences for customers and partners.

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Company Information

London / Edinburgh, United Kingdom
Vision

A world where payments are a product feature — where any software platform embeds accounts, moves money on real-time rails and never routes a customer through a legacy bank branch process.

Mission

We build embedded payments infrastructure — accounts, real-time rails and cards through one API — so software platforms and businesses automate money movement inside their own products.

Leadership team

Meet the leaders shaping our vision, product, and growth.

No leadership team has been added for this product yet.

Compliance

Our certifications and compliance frameworks that keep your data safe.

No certifications have been listed for this product yet.

Pricing

All plans include core features. Per month, billed annually.

Bronze
Custom/quote
  • Spend Management
  • Payroll Payments
  • Automate your payroll
  • Unlimited Approval Workflows
  • Virtual Company Cards
  • FX from only 0.5-1.2%
Silver
Custom/quote
  • Spend Management
  • Payroll Payments
  • Line-Item Invoice Extraction
  • Unlimited Invoices Processed
  • Accounts Payable Automation
Platinum
Custom/quote
  • Accounts Payable Automation
  • Spend Management
  • Payroll Payments
  • Create and match Purchase Orders to Invoices

Features

All capabilities grouped by category.

Accounts and rails

  • API-issued accounts with sort codes and IBANs
  • Direct Faster Payments participation
  • Bacs and SEPA connectivity
  • Real-time webhooks and reconciliation
  • Safeguarded e-money structure

Cards and payouts

  • Physical and virtual card issuing
  • Payout automation at scale
  • Collections and direct debits
  • Confirmation of Payee
  • FX and multi-currency support

Platform

  • Developer API and sandbox
  • Compliance handled under Modulr licences
  • Fraud monitoring
  • Partner integrations (payroll
  • accounting
  • travel)